Governing the use of Valorabank digital banking services.
These Terms and Conditions govern the use of Valorabank services in accordance with Danish Financial Act and EU banking directives including PSD2.
EU Banking RegulationUsers must be at least 18 years old and pass KYC verification to access financial services.
Accounts are personal and non-transferable. Users are responsible for maintaining confidentiality of login credentials.
All transactions are subject to verification, fraud detection and compliance checks under EU AML regulations.
Fees may apply for transfers, currency exchange and premium banking services. All fees are transparently displayed before execution.
Valorabank is not liable for delays caused by third-party banking networks or regulatory holds.
We reserve the right to suspend accounts in case of fraud, legal violations or suspicious activity.